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Security deposits, explained

Your security deposit is refundable — but only if you protect it. Here's what's typical, what landlords can legitimately deduct, and how to get it back.

Dubai terms explained 4 min read·Updated June 2026·by Craig — founder, Dubai resident

When you rent in Dubai you pay a refundable security deposit to cover any damage beyond fair wear and tear. It's held for the duration of the tenancy and returned when you move out, less legitimate deductions.

Typical amounts

Commonly 5% of annual rent for unfurnished and 10% for furnished properties — though exact figures vary, so confirm in your contract.

What a landlord can (and can't) deduct

  • Can deduct: repairs for damage you caused beyond normal wear, unpaid bills (DEWA/cooling), and making good unauthorised alterations.
  • Can't deduct: ordinary wear and tear, pre-existing damage you documented, or general repainting/cleaning if the place is returned in reasonable condition (unless your contract specifies otherwise).

How to get it back in full

  1. 1
    Document everything on move-in

    Photograph and video the whole property, including existing scratches, marks and appliance condition. Share it with the agent in writing.

  2. 2
    Keep the deposit receipt

    Get a written, dated receipt stating the deposit amount.

  3. 3
    Settle utilities and get clearances

    Final DEWA and cooling bills paid, with clearance certificates — landlords often require these before refunding.

  4. 4
    Hand over in good condition

    Return keys, access cards and the property clean and undamaged. Do a joint final inspection if possible.

  5. 5
    Request the refund in writing

    Ask for prompt return; if unfairly withheld, you can file at the Rental Dispute Centre.

The most common dispute

Deposit deductions are a frequent source of disputes. Your move-in photos are your best protection — take them before you bring a single box in.

Frequently asked

How much is a security deposit in Dubai?

Typically 5% of annual rent for unfurnished and 10% for furnished properties, though it varies — confirm in your contract.

Can a landlord keep my deposit in Dubai?

Only for legitimate reasons — damage beyond fair wear and tear or unpaid bills. Ordinary wear can't be charged. Document the property on move-in to protect yourself.

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